Start A Bankruptcy Document Prep Business In 45 Days Or Less — No Law Degree Required
11 U.S.C. §110 recognizes non-attorneys who prepare bankruptcy petitions for a fee. On this training I break down exactly what the statute permits, how preparer fees are governed, and the step-by-step system to take on your first client. No law degree. No prior experience.
The four services §110 lets you charge for — and the one line that ends your bus
Why credit repair and tax professionals are already sitting on this client base
How to take your first client without a referral network or a single legal connection
DATE
September 10
TIME
Thursday 8:00 PM ET
EVENT TYPE
Live Online —Q&A Included
LIMITED SEATS
Free This Session
WHAT YOU'LL LEARN
The Three Things Nobody Explains About This Business
What §110 Actually Permits
The four services you can legally charge for as a petition preparer — and the one line that ends your business the moment you cross it.
How Preparer Fees Are Governed
Why bankruptcy districts set presumptive fee maximums, what happens when you exceed them, and how to structure a compliant revenue menu that separates document preparation from everything else.
What The First 45 Days Look Like
The exact sequence from business setup to signed client. No referral network. No prior legal experience. No law degree.
WHAT YOU'LL LEARN
The Three Things Nobody Explains About This Business
What §110 Actually Permits
The four services you can legally charge for as a petition preparer — and the one line that ends your business the moment you cross it.
How Preparer Fees Are Governed
Why bankruptcy districts set presumptive fee maximums, what happens when you exceed them, and how to structure a compliant revenue menu that separates document preparation from everything else.
What The First 45 Days Look Like
The exact sequence from business setup to signed client. No referral network. No prior legal experience. No law degree.
"This Is For You If"
This Training Is Built For You If
You’re In Credit Repair Or Tax Prep
You already serve people in financial distress. Right now, when a client’s situation goes past what you can fix, you send them away. This is the service you’ve been giving to somebody else.
You Want Revenue That Repeats
Document preparation is defined, repeatable work with a governed fee structure — not one-off project income you have to rebuild from zero every month.
You Want A Real Credential
Not a certificate of attendance. A certification with a 70% pass requirement that your own clients can verify before they hand you their case.
"This Is For You If"
This Training Is Built For You If
You’re In Credit Repair Or Tax Prep
You already serve people in financial distress. Right now, when a client’s situation goes past what you can fix, you send them away. This is the service you’ve been giving to somebody else.
You Want Revenue That Repeats
Document preparation is defined, repeatable work with a governed fee structure — not one-off project income you have to rebuild from zero every month.
You Want A Real Credential
Not a certificate of attendance. A certification with a 70% pass requirement that your own clients can verify before they hand you their case.
YOUR HOST
Meet Earl Bowers
I've been selling since 2003 and running my own shops since 2007 — thirteen years in cars, then a clothing brand with a real store upstairs from my sister's barbershop. I put more than $100,000 into that brand and did every job myself: design, inventory, sales, the floor. When my sister moved the barbershop out, the foot traffic went with her. I ended up selling out of my trunk to customers who were used to walking into a store. What I took from that: I didn't lose the business because I couldn't sell. I lost it because I had no systems, so I could never focus on the part I was actually good at. Later I went looking for help with my own credit. Four or five restoration programs, four or five different people, and it barely moved. Someone finally said the word bankruptcy — and I found out attorneys charge $1,700 to $2,200, plus the filing fee. If you're in that position, you don't have it. So I got trained as a petition preparer. Then I found out every software built for this work was built for attorneys, at around $150 per client filed. Nothing existed for non-attorneys. I built the one that does.
Formally Trained Petition Preparer
Selling Since 2003
Built For Non-Attorneys Not Adapted From Attorney Software
YOUR HOST
Meet Earl Bowers
I've been selling since 2003 and running my own shops since 2007 — thirteen years in cars, then a clothing brand with a real store upstairs from my sister's barbershop. I put more than $100,000 into that brand and did every job myself: design, inventory, sales, the floor. When my sister moved the barbershop out, the foot traffic went with her. I ended up selling out of my trunk to customers who were used to walking into a store. What I took from that: I didn't lose the business because I couldn't sell. I lost it because I had no systems, so I could never focus on the part I was actually good at. Later I went looking for help with my own credit. Four or five restoration programs, four or five different people, and it barely moved. Someone finally said the word bankruptcy — and I found out attorneys charge $1,700 to $2,200, plus the filing fee. If you're in that position, you don't have it. So I got trained as a petition preparer. Then I found out every software built for this work was built for attorneys, at around $150 per client filed. Nothing existed for non-attorneys. I built the one that does.
Formally Trained Petition Preparer
Selling Since 2003
Built For Non-Attorneys Not Adapted From Attorney Software
FAQ
The Questions Everyone Asks First
Is this actually legal?
es. 11 U.S.C. §110 is the federal statute that recognizes and regulates non-attorney bankruptcy petition preparers. It sets out signature requirements, disclosure obligations, and fee rules. It exists precisely because Congress acknowledged that non-attorneys prepare these documents. On the training I walk through the statute section by section so you can read it yourself rather than take my word for it.
Do I need a law degree, a license, or a certification to start?
No law degree and no bar license. §110 does not require either. What it does require is that you understand the line between preparing documents and practicing law — because crossing it is where preparers get sanctioned. That distinction is the core of what this training covers.
How much can I charge?
§110 does not set a national number. Bankruptcy courts set presumptive fee maximums by district, and a court can order a preparer to turn over fees that exceed what’s reasonable. On the training I explain how those limits work, how to find the standard in your district, and how to build a compliant revenue structure around the governed preparation fee.
What if I’ve never touched a bankruptcy form in my life?
That’s the normal starting point. Most people who do this work well came from credit repair, tax preparation, or financial services not law. The training assumes zero prior exposure and starts at the beginning.
When is it and how do I join?
Live every Thursday at 7:00 PM ET. Register and you’ll get an access link by email — click it a few minutes before start time. Nothing to install.
What if I can't attend live?
Register anyway. Everyone who registers gets access to the replay for 72 hours after the session ends. The link goes to the email address you register with, so use one you actually check.
FAQ
The Questions Everyone Asks First
Is this actually legal?
es. 11 U.S.C. §110 is the federal statute that recognizes and regulates non-attorney bankruptcy petition preparers. It sets out signature requirements, disclosure obligations, and fee rules. It exists precisely because Congress acknowledged that non-attorneys prepare these documents. On the training I walk through the statute section by section so you can read it yourself rather than take my word for it.
Do I need a law degree, a license, or a certification to start?
No law degree and no bar license. §110 does not require either. What it does require is that you understand the line between preparing documents and practicing law — because crossing it is where preparers get sanctioned. That distinction is the core of what this training covers.
How much can I charge?
§110 does not set a national number. Bankruptcy courts set presumptive fee maximums by district, and a court can order a preparer to turn over fees that exceed what’s reasonable. On the training I explain how those limits work, how to find the standard in your district, and how to build a compliant revenue structure around the governed preparation fee.
What if I’ve never touched a bankruptcy form in my life?
That’s the normal starting point. Most people who do this work well came from credit repair, tax preparation, or financial services not law. The training assumes zero prior exposure and starts at the beginning.
When is it and how do I join?
Live every Thursday at 7:00 PM ET. Register and you’ll get an access link by email — click it a few minutes before start time. Nothing to install.
What if I can't attend live?
Register anyway. Everyone who registers gets access to the replay for 72 hours after the session ends. The link goes to the email address you register with, so use one you actually check.
NEXT SESSION
Save Your Seat For Thursday, September 10
The next live session runs Thursday, September 10, at 8:00 PM ET. It's free, it runs about 60 minutes, and I stay on afterward to answer questions live.
Money is renewable. Time isn't. Build accordingly.
Free. No card required.
Can't make it live? Register anyway — registrants get the replay for 72 hours.
NEXT SESSION
Save Your Seat For Thursday, September 3
The next live session runs Thursday, September 3 at 7:00 PM ET. It's free, it runs about 60 minutes, and I stay on afterward to answer questions live.
Money is renewable. Time isn't. Build accordingly.
Free. No card required.
Can't make it live? Register anyway — registrants get the replay for 72 hours.
Gold Play Cloud
Gold Play Cloud provides business training and software. We are not a law firm and do not provide legal advice or legal representation. Bankruptcy petition preparers are prohibited from providing legal advice under 11 U.S.C. §110(e)(2). Results vary and depend on individual effort, market conditions, and factors outside our control. No specific income or business outcome is guaranteed.
© 2026 Gold Play Cloud. All rights reserved.